2026 Rankings

Best Banks in Kentucky

50 banks in Kentucky ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	Cumberland Security Bank, Inc.	Somerset	$427.4M	97.1	A+
2	The Salyersville National Bank	Salyersville	$160.8M	96.5	A+
3	Bank of Clarkson	Clarkson	$173.8M	95.4	A+
4	PBK BANK, INC.	Stanford	$170.5M	94.5	A+
5	First State Bank	Irvington	$366.6M	93.9	A+
6	United Citizens Bank of Southern Kentucky	Columbia	$269.8M	93.0	A+
7	The Lincoln National Bank of Hodgenville	Hodgenville	$442.5M	92.3	A
8	The Peoples Bank	Taylorsville	$137.4M	91.8	A
9	Bank of Lexington, Inc.	Lexington	$401.1M	91.4	A
10	Kentucky Farmers Bank Corporation	Catlettsburg	$331.2M	91.3	A
11	Community Trust Bank, Inc.	Pikeville	$6.6B	91.0	A
12	Bank of Jamestown	Jamestown	$266.2M	90.5	A
13	Citizens Deposit Bank of Arlington, Inc.	Arlington	$347.9M	89.7	A
14	Edmonton State Bank	Glasgow	$1.1B	89.3	A
15	The Paducah Bank and Trust Company	Paducah	$1.0B	89.1	A
16	Taylor County Bank	Campbellsville	$243.3M	88.5	A
17	Springfield State Bank	Springfield	$476.7M	88.5	A
18	Citizens Bank of Cumberland County, Inc.	Burkesville	$96.1M	88.4	A
19	Jackson County Bank	Mc Kee	$175.2M	88.3	A
20	Town & Country Bank and Trust Company	Bardstown	$421.9M	88.2	A
21	Wilson & Muir Bank & Trust Company	Bardstown	$844.5M	88.1	A
22	Bank of Maysville	Maysville	$160.2M	87.6	A-
23	First & Farmers National Bank, Inc.	Somerset	$676.3M	87.3	A-
24	The Citizens Bank	Hickman	$221.3M	87.2	A-
25	Peoples Bank, Mt. Washington	Mount Washington	$120.0M	87.0	A-
26	Bank of Edmonson County	Brownsville	$282.6M	87.0	A-
27	Republic Bank & Trust Company	Louisville	$7.0B	86.8	A-
28	First Southern National Bank	Lancaster	$1.3B	86.7	A-
29	Planters Bank, Inc.	Hopkinsville	$1.9B	86.4	A-
30	The Citizens Bank	Morehead	$232.0M	86.2	A-
31	The Cecilian Bank	Cecilia	$1.6B	86.0	A-
32	The Farmers Bank	Nicholasville	$269.3M	85.6	B+
33	United Southern Bank	Hopkinsville	$352.2M	85.5	B+
34	Stock Yards Bank & Trust Company	Louisville	$9.5B	85.4	B+
35	United Cumberland Bank	Whitley City	$453.8M	85.3	B+
36	Carrollton Federal Bank	Carrollton	$40.5M	85.0	B+
37	The Sacramento Deposit Bank	Sacramento	$147.0M	84.5	B+
38	The Murray Bank	Murray	$548.7M	84.5	B+
39	Central Bank & Trust Co.	Lexington	$3.9B	84.2	B+
40	Century Bank of Kentucky, Inc.	Lawrenceburg	$201.9M	83.7	B+
41	The First National Bank of Grayson	Grayson	$362.6M	83.7	B+
42	Peoples Bank of Kentucky, Inc.	Flemingsburg	$542.3M	83.5	B+
43	Commercial Bank	West Liberty	$217.2M	83.3	B+
44	United Community Bank of West Kentucky, Inc.	Morganfield	$523.5M	83.3	B+
45	The First National Bank of Russell Springs	Russell Springs	$465.1M	83.3	B+
46	Lewisburg Banking Company	Lewisburg	$222.9M	83.0	B+
47	The Farmers National Bank of Lebanon	Lebanon	$148.6M	83.0	B+
48	The Farmers National Bank of Danville	Danville	$990.4M	82.9	B+
49	Bank of Columbia	Columbia	$230.0M	82.7	B+
50	Franklin Bank & Trust Company	Franklin	$801.3M	82.6	B+

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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