The First National Bank of Russell Springs

BankRussell Springs, Kentucky
www.fnbrs.com

Total Assets

$465.1M

Total Deposits

$421.5M

Branches

3

Established

1906

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

The First National Bank of Russell Springs is a bank headquartered in Russell Springs, Kentucky, established in 1906. With $465.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.24%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
14.20%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
50.34%(60%)

Lending & Liquidity

Total Loans
$316.6M
Loan-to-Deposit Ratio
74.32%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+14.65%
Deposit Growth (YoY)
+14.44%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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