What is Edmonton State Bank's financial health grade?

Edmonton State Bank has a TFS Financial Health Grade of C (score: 75.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Edmonton State Bank have?

Edmonton State Bank has 18 branch locations across the United States.

Is Edmonton State Bank FDIC insured?

Yes, Edmonton State Bank is FDIC insured (Certificate #9678).

What are the total assets of Edmonton State Bank?

Edmonton State Bank has total assets of $1.1B as reported in its most recent FDIC filing.

Edmonton State Bank

BankGlasgow, Kentucky

www.edmontonstatebank.com

Total Assets

$1.1B

Total Deposits

$984.4M

Branches

Established

1899

TFS Health Grade

75.5 / 100

Average financial health

How we grade

Edmonton State Bank is a bank headquartered in Glasgow, Kentucky, established in 1899. With $1.1B in total assets and 18 branch locations, it has a TFS Financial Health Grade of C (75.5/100).

Capital & Safety

Tier 1 Capital Ratio

10.91%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.24%

Profitability

Return on Assets (ROA)

2.44%(1%)

Return on Equity (ROE)

20.40%(10%)

Net Interest Margin

4.80%

Efficiency Ratio

46.32%(60%)

Lending & Liquidity

Total Loans

$877.2M

Loan-to-Deposit Ratio

88.13%

Net Charge-Off Ratio

0.04%

Growth

Asset Growth (YoY)

+16.15%

Deposit Growth (YoY)

+17.40%

Net Income

$26.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Edmonton State BankHQ	909 W Main St	Glasgow	KY	11
Edmonton State Bank	2512 Nashville Rd	Bowling Green	KY	11
Edmonton State Bank	1900 Scottsville Rd	Bowling Green	KY	11
Edmonton State Bank	157 Main St	Center	KY	11
Edmonton State Bank	U.S. Highway 68-80 West	Edmonton	KY	11
Edmonton State Bank	118 S Main St	Edmonton	KY	11
Edmonton State Bank	301 E Main St	Gamaliel	KY	11
Edmonton State Bank	101 Max Wagner Dr	Glasgow	KY	11
Edmonton State Bank	1300 N Race St	Glasgow	KY	11
Edmonton State Bank	608 E Main St	Scottsville	KY	11
Edmonton State Bank	32 Lois Moore Dr	Scottsville	KY	11
Edmonton State Bank	1691 Old Gallatin Rd	Scottsville	KY	11
Edmonton State Bank	2417 Summer Shade Rd	Summer Shade	KY	11
Edmonton State Bank	213 N Main St	Tompkinsville	KY	11
Edmonton State Bank	703 N Main St	Tompkinsville	KY	11
Edmonton State Bank	780 S Browns Ln	Gallatin	TN	11
Edmonton State Bank	250 W Broadway	Gallatin	TN	11
Edmonton State Bank	255 Indian Lake Blvd	Hendersonville	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.