What is Planters Bank, Inc.'s financial health grade?

Planters Bank, Inc. has a TFS Financial Health Grade of C+ (score: 79.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Planters Bank, Inc. have?

Planters Bank, Inc. has 13 branch locations across the United States.

Is Planters Bank, Inc. FDIC insured?

Yes, Planters Bank, Inc. is FDIC insured (Certificate #34254).

What are the total assets of Planters Bank, Inc.?

Planters Bank, Inc. has total assets of $1.9B as reported in its most recent FDIC filing.

Planters Bank, Inc.

BankHopkinsville, Kentucky

www.plantersbankonline.com

Total Assets

$1.9B

Total Deposits

$1.7B

Branches

Established

1996

TFS Health Grade

C+

79.2 / 100

Average financial health

How we grade

Planters Bank, Inc. is a bank headquartered in Hopkinsville, Kentucky, established in 1996. With $1.9B in total assets and 13 branch locations, it has a TFS Financial Health Grade of C+ (79.2/100).

Capital & Safety

Tier 1 Capital Ratio

12.16%(8%)

Total Capital Ratio

15.88%(10%)

Non-Performing Loan Ratio

0.09%

Profitability

Return on Assets (ROA)

1.17%(1%)

Return on Equity (ROE)

10.44%(10%)

Net Interest Margin

3.13%

Efficiency Ratio

51.25%(60%)

Lending & Liquidity

Total Loans

$1.5B

Loan-to-Deposit Ratio

84.38%

Net Charge-Off Ratio

0.17%

Growth

Asset Growth (YoY)

+5.38%

Deposit Growth (YoY)

+8.06%

Net Income

$22.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Planters Bank, Inc.HQ	1312 S Main St	Hopkinsville	KY	11
Planters Bank, Inc.	50 Oak Hts	Dawson Springs	KY	11
Planters Bank, Inc.	3103 Canton St	Hopkinsville	KY	11
Planters Bank, Inc.	4195 Fort Campbell Blvd	Hopkinsville	KY	11
Planters Bank, Inc.	208 N Jefferson St	Princeton	KY	11
Planters Bank, Inc.	2251 Westerfield Dr	Providence	KY	11
Planters Bank, Inc.	796 Us Highway 41 N	Sebree	KY	11
Planters Bank, Inc.	1430 N Main St	Sturgis	KY	23
Planters Bank, Inc.	520 N Adams St	Sturgis	KY	11
Planters Bank, Inc.	1835 Madison St	Clarksville	TN	11
Planters Bank, Inc.	894 Highway 76	Clarksville	TN	11
Planters Bank, Inc.	495 Dunlop Ln	Clarksville	TN	11
Planters Bank, Inc.	325 Commerce St	Clarksville	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.