Franklin Bank & Trust Company

BankFranklin, Kentucky
www.fbtco.com

Total Assets

$801.3M

Total Deposits

$641.6M

Branches

5

Established

1958

TFS Health Grade

$
D+

67.0 / 100

Below average financial health

How we grade

Franklin Bank & Trust Company is a bank headquartered in Franklin, Kentucky, established in 1958. With $801.3M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (67.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.40%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.55%

Profitability

Return on Assets (ROA)
1.39%(1%)
Return on Equity (ROE)
10.87%(10%)
Net Interest Margin
3.86%
Efficiency Ratio
53.22%(60%)

Lending & Liquidity

Total Loans
$698.9M
Loan-to-Deposit Ratio
107.93%
Net Charge-Off Ratio
0.21%

Growth

Asset Growth (YoY)
+6.27%
Deposit Growth (YoY)
+5.82%
Net Income
$10.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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