What is The Cecilian Bank's financial health grade?

The Cecilian Bank has a TFS Financial Health Grade of C- (score: 71.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Cecilian Bank have?

The Cecilian Bank has 19 branch locations across the United States.

Is The Cecilian Bank FDIC insured?

Yes, The Cecilian Bank is FDIC insured (Certificate #8774).

What are the total assets of The Cecilian Bank?

The Cecilian Bank has total assets of $1.6B as reported in its most recent FDIC filing.

The Cecilian Bank

BankCecilia, Kentucky

http://www.thececilianbank.com

Total Assets

$1.6B

Total Deposits

$1.3B

Branches

Established

1903

TFS Health Grade

C-

71.5 / 100

Average financial health

How we grade

The Cecilian Bank is a bank headquartered in Cecilia, Kentucky, established in 1903. With $1.6B in total assets and 19 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio

11.11%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.39%

Profitability

Return on Assets (ROA)

1.39%(1%)

Return on Equity (ROE)

13.70%(10%)

Net Interest Margin

3.65%

Efficiency Ratio

51.96%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

81.42%

Net Charge-Off Ratio

0.08%

Growth

Asset Growth (YoY)

+3.67%

Deposit Growth (YoY)

+2.90%

Net Income

$21.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Cecilian BankHQ	104 E Main St	Cecilia	KY	11
The Cecilian Bank	302 Bypass Rd	Brandenburg	KY	11
The Cecilian Bank	3460 Leitchfield Rd	Cecilia	KY	11
The Cecilian Bank	227 W Dixie Ave	Elizabethtown	KY	11
The Cecilian Bank	2920 Ring Rd	Elizabethtown	KY	11
The Cecilian Bank	1808 N Dixie Ave	Elizabethtown	KY	11
The Cecilian Bank	607 S.L. Rogers-Wells Blvd	Glasgow	KY	11
The Cecilian Bank	1119 Old Highway 60	Hardinsburg	KY	11
The Cecilian Bank	1021 S Main St	Hartford	KY	11
The Cecilian Bank	11 East Hiseville Main Street	Hiseville	KY	11
The Cecilian Bank	1211 W Highway 60	Irvington	KY	11
The Cecilian Bank	76 Public Sq	Leitchfield	KY	11
The Cecilian Bank	1625 Elizabethtown Rd	Leitchfield	KY	11
The Cecilian Bank	402 S Main St	Leitchfield	KY	11
The Cecilian Bank	925 Main St	Munfordville	KY	11
The Cecilian Bank	245 N Dixie Blvd	Radcliff	KY	11
The Cecilian Bank	6151 Rineyville Rd	Rineyville	KY	11
The Cecilian Bank	235 E Western Ave	Sonora	KY	11
The Cecilian Bank	536 Highland Ave	Vine Grove	KY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.