What is Bank of Columbia's financial health grade?

Bank of Columbia has a TFS Financial Health Grade of C- (score: 71.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of Columbia have?

Bank of Columbia has 3 branch locations across the United States.

Is Bank of Columbia FDIC insured?

Yes, Bank of Columbia is FDIC insured (Certificate #8775).

What are the total assets of Bank of Columbia?

Bank of Columbia has total assets of $230.0M as reported in its most recent FDIC filing.

Bank of Columbia

BankColumbia, Kentucky

www.bankcolumbia.com

Total Assets

$230.0M

Total Deposits

$202.9M

Branches

Established

1866

TFS Health Grade

C-

71.8 / 100

Average financial health

How we grade

Bank of Columbia is a bank headquartered in Columbia, Kentucky, established in 1866. With $230.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio

9.20%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.15%

Profitability

Return on Assets (ROA)

2.42%(1%)

Return on Equity (ROE)

28.62%(10%)

Net Interest Margin

4.70%

Efficiency Ratio

50.84%(60%)

Lending & Liquidity

Total Loans

$188.1M

Loan-to-Deposit Ratio

91.26%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+9.28%

Deposit Growth (YoY)

+5.37%

Net Income

$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of ColumbiaHQ	144 Public Sq	Columbia	KY	11
Bank of Columbia	112 Merchant St	Columbia	KY	23
Bank of Columbia	807 Jamestown St	Columbia	KY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.