The Farmers Bank

BankNicholasville, Kentucky
www.MyFarmersBank.net

Total Assets

$269.3M

Total Deposits

$238.8M

Branches

4

Established

1934

TFS Health Grade

$
C+

79.8 / 100

Average financial health

How we grade

The Farmers Bank is a bank headquartered in Nicholasville, Kentucky, established in 1934. With $269.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (79.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.95%(8%)
Total Capital Ratio
19.27%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.02%(1%)
Return on Equity (ROE)
9.56%(10%)
Net Interest Margin
3.46%
Efficiency Ratio
61.66%(60%)

Lending & Liquidity

Total Loans
$186.1M
Loan-to-Deposit Ratio
76.90%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+8.99%
Deposit Growth (YoY)
+9.87%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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