Cease-and-Desist Order (C&D) added
Official record dated 2024-10-08. Separate from the TFS grade.
The public change ledger
What changed at banks?
A dated record of meaningful changes in grades, filings, complaints, and official actions. Open an institution to see the broader context and follow it in Bank Watch.
In this view
6,496
recorded changes · latest added Nov 4, 2026
Published complaint volume increased
Latest 30 source-days: 383 complaints versus a 203.5 median across six prior 30-day windows. Coverage through 2026-10-01.
Bank · IL
First National Bank & Trust Company
Formal Agreement added
Official record dated 2025-07-16. Separate from the TFS grade.
Bank · SD
Citibank, National Association
Cease-and-Desist Order (C&D) added
Official record dated 2024-07-10. Separate from the TFS grade.
Bank · SD
Citibank, National Association
Civil Money Penalty (CMP) added
Official record dated 2024-07-10. Separate from the TFS grade.
Bank · DE
TD Bank, National Association
Civil Money Penalty (CMP) added
Official record dated 2024-10-09. Separate from the TFS grade.
Bank · DE
TD Bank, National Association
Cease-and-Desist Order (C&D) added
Official record dated 2024-10-09. Separate from the TFS grade.
Credit union · FL
VELOCITY COMMUNITY
TFS grade changed B+ → B-
Filing period 2026-Q2; an editorial grade based on public data.
Credit union · NY
ERIE COUNTY EMPLOYEES
TFS grade changed D → D+
Filing period 2026-Q2; an editorial grade based on public data.
Credit union · NY
NORTHERN
TFS grade changed C- → D+
Filing period 2026-Q2; an editorial grade based on public data.
Bank · PA
TriState Capital Bank
TFS grade changed B+ → B
Filing period 2026-Q2; an editorial grade based on public data.
Bank · UT
Sallie Mae Bank
TFS grade changed B+ → B
Filing period 2026-Q2; an editorial grade based on public data.
Bank · VA
HSBC Bank USA, National Association
TFS grade changed C+ → C-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · DE
Barclays Bank Delaware
TFS grade changed B+ → B
Filing period 2026-Q2; an editorial grade based on public data.
Bank · NY
Bank of China
TFS grade changed B → C+
Filing period 2026-Q2; an editorial grade based on public data.
Bank · MA
Eastern Bank
TFS grade changed B → B-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · CA
East West Bank
TFS grade changed A → A-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · WA
WaFd Bank
TFS grade changed B → B-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · UT
American Express National Bank
TFS grade changed B → B-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · UT
Synchrony Bank
TFS grade changed B → C+
Filing period 2026-Q2; an editorial grade based on public data.
Bank · UT
SoFi Bank, National Association
TFS grade changed B+ → B
Filing period 2026-Q2; an editorial grade based on public data.
Bank · DE
TD Bank, National Association
TFS grade changed C- → C+
Filing period 2026-Q2; an editorial grade based on public data.
Bank · HI
Bank of Hawaii
TFS grade changed B- → C+
Filing period 2026-Q2; an editorial grade based on public data.
Bank · DE
Wilmington Savings Fund Society, FSB
TFS grade changed A- → B+
Filing period 2026-Q2; an editorial grade based on public data.
Bank · OR
Columbia Bank
TFS grade changed B → B-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · NJ
Provident Bank
TFS grade changed B+ → B
Filing period 2026-Q2; an editorial grade based on public data.
Bank · NJ
Valley National Bank
TFS grade changed B- → B
Filing period 2026-Q2; an editorial grade based on public data.
Bank · AR
Arvest Bank
TFS grade changed B- → C
Filing period 2026-Q2; an editorial grade based on public data.
Bank · MO
UMB Bank, National Association
TFS grade changed B → B-
Filing period 2026-Q2; an editorial grade based on public data.
Bank · PA
First National Bank of Pennsylvania
TFS grade changed B+ → B
Filing period 2026-Q2; an editorial grade based on public data.
When does this update?
Each entry appears after TFS processes and validates a source. Quarterly filings, CFPB complaint coverage, and regulatory publication have different schedules. The “added” date is when TFS recorded the signal; the event card shows the relevant source period.
How should I use it?
Signals are prompts to inspect a source and institution profile, not official ratings or advice. CFPB complaints are not a representative sample and may include unverified consumer accounts. Follow your own institutions for a focused timeline.