What is Community Trust Bank, Inc.'s financial health grade?

Community Trust Bank, Inc. has a TFS Financial Health Grade of C (score: 73.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Community Trust Bank, Inc. have?

Community Trust Bank, Inc. has 81 branch locations across the United States.

Is Community Trust Bank, Inc. FDIC insured?

Yes, Community Trust Bank, Inc. is FDIC insured (Certificate #2720).

What are the total assets of Community Trust Bank, Inc.?

Community Trust Bank, Inc. has total assets of $6.6B as reported in its most recent FDIC filing.

Community Trust Bank, Inc.

BankPikeville, Kentucky

www.ctbi.com

Total Assets

$6.6B

Total Deposits

$5.4B

Branches

Established

1903

TFS Health Grade

73.2 / 100

Average financial health

How we grade

Community Trust Bank, Inc. is a bank headquartered in Pikeville, Kentucky, established in 1903. With $6.6B in total assets and 81 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio

13.19%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.39%

Profitability

Return on Assets (ROA)

1.50%(1%)

Return on Equity (ROE)

11.66%(10%)

Net Interest Margin

3.72%

Efficiency Ratio

48.45%(60%)

Lending & Liquidity

Total Loans

$4.9B

Loan-to-Deposit Ratio

89.61%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+7.94%

Deposit Growth (YoY)

+6.19%

Net Income

$96.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Community Trust Bank, Inc.HQ	346 N Mayo Trl	Pikeville	KY	11
Community Trust Bank, Inc.	6424 Ky Route 1428	Allen	KY	11
Community Trust Bank, Inc.	7100 Us Route 60	Ashland	KY	11
Community Trust Bank, Inc.	1544 Winchester Ave	Ashland	KY	11
Community Trust Bank, Inc.	2101 29th St	Ashland	KY	11
Community Trust Bank, Inc.	721 Wheatley Rd	Ashland	KY	11
Community Trust Bank, Inc.	525 Walnut Meadow Rd	Berea	KY	11
Community Trust Bank, Inc.	402 Campbellsville Byp	Campbellsville	KY	11
Community Trust Bank, Inc.	1218 E Broadway St	Campbellsville	KY	11
Community Trust Bank, Inc.	1005 Jamestown St	Columbia	KY	11
Community Trust Bank, Inc.	678 Us Highway 25 W	Corbin	KY	11
Community Trust Bank, Inc.	1560 Hustonville Rd	Danville	KY	11
Community Trust Bank, Inc.	462 W Main St	Danville	KY	11
Community Trust Bank, Inc.	2501 Ring Road	Elizabethtown	KY	11
Community Trust Bank, Inc.	211 W Russell St	Elkhorn City	KY	11
Community Trust Bank, Inc.	10579 Regina Belcher Hwy	Elkhorn City	KY	11
Community Trust Bank, Inc.	1527 Ewing Rd	Ewing	KY	11
Community Trust Bank, Inc.	108 Clark St	Flemingsburg	KY	11
Community Trust Bank, Inc.	36 Brookhaven Dr	Flemingsburg	KY	11
Community Trust Bank, Inc.	8660 Haines Drive	Florence	KY	11
Community Trust Bank, Inc.	1205 Us Highway 127 S	Frankfort	KY	11
Community Trust Bank, Inc.	427 Versailles Rd	Frankfort	KY	11
Community Trust Bank, Inc.	112 Osbourne Way	Georgetown	KY	12
Community Trust Bank, Inc.	315 Pleasant View Dr	Georgetown	KY	11
Community Trust Bank, Inc.	205 S Main St	Greensburg	KY	11
Community Trust Bank, Inc.	570 Chestnut St	Harrodsburg	KY	11
Community Trust Bank, Inc.	101 Village Ln	Hazard	KY	11
Community Trust Bank, Inc.	100 Citizens Ln	Hazard	KY	11
Community Trust Bank, Inc.	1665 Combs Rd	Hazard	KY	11
Community Trust Bank, Inc.	107 West Main Street	Hindman	KY	11
Community Trust Bank, Inc.	752 N Main St	Jamestown	KY	11
Community Trust Bank, Inc.	9505 Highway 805	Jenkins	KY	11
Community Trust Bank, Inc.	56 Isom Plz	Jeremiah	KY	11
Community Trust Bank, Inc.	521 W Main St	Lebanon	KY	11
Community Trust Bank, Inc.	2417 Sir Barton Way	Lexington	KY	11
Community Trust Bank, Inc.	100 E Vine St	Lexington	KY	11
Community Trust Bank, Inc.	109 Louie Pl	Lexington	KY	11
Community Trust Bank, Inc.	3090 Richmond Rd	Lexington	KY	11
Community Trust Bank, Inc.	185 Pasadena Dr	Lexington	KY	11
Community Trust Bank, Inc.	901 Beaumont Centre Pkwy	Lexington	KY	11
Community Trust Bank, Inc.	38 Shiloh Dr	London	KY	11
Community Trust Bank, Inc.	1706 Highway 192 W	London	KY	11
Community Trust Bank, Inc.	1918 Cumberland Ave	Middlesboro	KY	11
Community Trust Bank, Inc.	1206 Cumberland Ave	Middlesboro	KY	11
Community Trust Bank, Inc.	498 Indian Mound Dr	Mount Sterling	KY	11
Community Trust Bank, Inc.	196 Evans Ave	Mount Sterling	KY	11
Community Trust Bank, Inc.	120 E Main St	Mount Vernon	KY	11
Community Trust Bank, Inc.	2134 Lake Cumberland Rd	Mount Vernon	KY	11
Community Trust Bank, Inc.	32 N Levisa Rd	Mouthcard	KY	11
Community Trust Bank, Inc.	1001 Highway 317	Neon	KY	11

Showing 50 of 81 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.