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Grades are TFS editorial assessments of available public data, not official regulator ratings.
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| Rank | Institution | Grade |
|---|---|---|
| 1 | HAVEN | A+ |
| 2 | Municipal Trust and Savings Bank | A+ |
| 3 | FNB SOUTH | A+ |
| 4 | First Bank of Owasso | A+ |
| 5 | The Buckholts State Bank | A+ |
| 6 | WINSLOW SANTA FE | A+ |
| 7 | ACIPCO | A+ |
| 8 | County Bank | A+ |
| 9 | NECHES | A+ |
| 10 | COBBLESTONE COUNTRY | A+ |
| 11 | MERIDIA COMMUNITY | A+ |
| 12 | The Jefferson Bank | A+ |
| 13 | Security State Bank | A+ |
| 14 | The Salyersville National Bank | A+ |
| 15 | Central Bank | A+ |
| 16 | PATTERSON | A+ |
| 17 | WESTERN DIVISION | A+ |
| 18 | WATERLOO FIREMEN'S | A+ |
| 19 | The Solomon State Bank | A+ |
| 20 | The National Bank of Malvern | A+ |
| Rank | Institution | Total Assets | Grade |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | $4091.3B | B |
| 2 | Bank of America, National Association | $2654.6B | C+ |
| 3 | Citibank, National Association |
A financial-health grade is a way to organize public information, not a prediction that a bank will fail or a promise that your money is safe. TFS combines selected financial and consumer data into its own grade. It is an editorial assessment, not an FDIC or NCUA examination rating. Start with the institution you actually use, check its reporting period and available data, and read the factors behind the grade before comparing it with another institution.
Similar names and branch brands can refer to different legal institutions. Check the name and identifier against the FDIC BankFind Suite for banks or the NCUA credit union data.
Review capital, loan quality, earnings, liquidity, and the other inputs described in our methodology. A missing input is not evidence of a good or bad result. Quarterly filings also describe a past reporting date, not conditions in real time.
Deposit insurance is a separate question from financial health. For banks, estimate your coverage with our FDIC insurance calculator and verify with the FDIC. For federally insured credit unions, use the NCUA share insurance estimator.
Published CFPB complaints can add context, but the CFPB cautions that few or no published complaints do not establish little or no consumer harm. Read the CFPB database limitations before drawing a conclusion from complaint counts.
C+ |
| 4 | Wells Fargo Bank, National Association | $1907.9B | B |
| 5 | Goldman Sachs Bank USA | $758.8B | C+ |
| 6 | U.S. Bank National Association | $705.6B | B |
| 7 | Capital One, National Association | $662.2B | B |
| 8 | PNC Bank, National Association | $609.8B | B |
| 9 | Truist Bank | $548.3B | B |
| 10 | The Bank of New York Mellon | $425.1B | C |
| 11 | Morgan Stanley Bank, National Association | $419.3B | C |
| 12 | State Street Bank and Trust Company | $412.6B | D+ |
| 13 | TD Bank, National Association | $342.8B | C+ |
| 14 | Fifth Third Bank, National Association | $299.2B | C+ |
| 15 | The Huntington National Bank | $283.1B | C+ |
| 16 | BMO Bank National Association | $255.0B | B- |
| 17 | Charles Schwab Bank, SSB | $250.8B | B |
| 18 | Morgan Stanley Private Bank, National Association | $250.4B | B+ |
| 19 | First-Citizens Bank & Trust Company | $236.3B | B |
| 20 | Citizens Bank, National Association | $232.5B | B |