PBK BANK, INC.

BankStanford, Kentucky
www.pbkbank.com

Total Assets

$170.5M

Total Deposits

$146.5M

Branches

6

Established

1906

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

PBK BANK, INC. is a bank headquartered in Stanford, Kentucky, established in 1906. With $170.5M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (75.0/100).

Capital & Safety

Tier 1 Capital Ratio
15.27%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.49%

Profitability

Return on Assets (ROA)
1.92%(1%)
Return on Equity (ROE)
14.37%(10%)
Net Interest Margin
5.29%
Efficiency Ratio
57.77%(60%)

Lending & Liquidity

Total Loans
$101.3M
Loan-to-Deposit Ratio
68.67%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+7.02%
Deposit Growth (YoY)
+5.67%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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