The Sacramento Deposit Bank

BankSacramento, Kentucky
www.sdbweb.com

Total Assets

$147.0M

Total Deposits

$134.9M

Branches

2

Established

1895

TFS Health Grade

$
C+

77.7 / 100

Average financial health

How we grade

The Sacramento Deposit Bank is a bank headquartered in Sacramento, Kentucky, established in 1895. With $147.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (77.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.36%(8%)
Total Capital Ratio
15.35%(10%)
Non-Performing Loan Ratio
0.57%

Profitability

Return on Assets (ROA)
1.76%(1%)
Return on Equity (ROE)
24.54%(10%)
Net Interest Margin
4.15%
Efficiency Ratio
55.62%(60%)

Lending & Liquidity

Total Loans
$93.1M
Loan-to-Deposit Ratio
68.31%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+5.67%
Deposit Growth (YoY)
+4.22%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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