What is PNC Bank, National Association's financial health grade?

PNC Bank, National Association has a TFS Financial Health Grade of C (score: 76.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does PNC Bank, National Association have?

PNC Bank, National Association has 2328 branch locations across the United States.

Is PNC Bank, National Association FDIC insured?

Yes, PNC Bank, National Association is FDIC insured (Certificate #6384).

What are the total assets of PNC Bank, National Association?

PNC Bank, National Association has total assets of $568.3B as reported in its most recent FDIC filing.

How many CFPB complaints has PNC Bank, National Association received?

PNC Bank, National Association has received 100 consumer complaints filed with the CFPB, with 100 in the last 12 months.

PNC Bank, National Association

BankWilmington, Delaware

www.pnc.com

Total Assets

$568.3B

Total Deposits

$450.7B

Branches

2,330

Established

1804

TFS Health Grade

76.3 / 100

Average financial health

How we grade

PNC Bank, National Association is a bank headquartered in Wilmington, Delaware, established in 1804. With $568.3B in total assets and 2,330 branch locations, it has a TFS Financial Health Grade of C (76.3/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

9.27%(8%)

Total Capital Ratio

13.32%(10%)

Non-Performing Loan Ratio

0.89%

Profitability

Return on Assets (ROA)

1.30%(1%)

Return on Equity (ROE)

12.79%(10%)

Net Interest Margin

3.03%

Efficiency Ratio

57.53%(60%)

Lending & Liquidity

Total Loans

$333.4B

Loan-to-Deposit Ratio

73.01%

Net Charge-Off Ratio

0.23%

Growth

Asset Growth (YoY)

+2.19%

Deposit Growth (YoY)

+3.94%

Net Income

$7.2B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

100

Last 12 Months

100

Timely Response Rate

100.00%

Complaints by Product

Product	Count
Checking or savings account	54
Mortgage	13
Credit reporting or other personal consumer reports	12
Credit card	8
Vehicle loan or lease	6
Debt collection	3
Money transfer, virtual currency, or money service	3
Payday loan, title loan, personal loan, or advance loan	1

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
PNC Bank, National AssociationHQ	222 Delaware Ave	Wilmington	DE	11
PNC Bank, National Association	10745 Highway 119	Alabaster	AL	11
PNC Bank, National Association	300 W Main St	Albertville	AL	11
PNC Bank, National Association	104 1st St N	Ashland	AL	24
PNC Bank, National Association	1044 Us Highway 72 E	Athens	AL	11
PNC Bank, National Association	1605 S College St	Auburn	AL	11
PNC Bank, National Association	101 S College St Ste 101	Auburn	AL	11
PNC Bank, National Association	511 Dolive St	Bay Minette	AL	11
PNC Bank, National Association	13825 S Wintzell Ave	Bayou La Batre	AL	11
PNC Bank, National Association	1719 4th Ave N	Bessemer	AL	11
PNC Bank, National Association	707 Richard Arrington Jr Blvd S	Birmingham	AL	11
PNC Bank, National Association	1500 Daniel Payne Dr	Birmingham	AL	29
PNC Bank, National Association	201 State Farm Pkwy	Birmingham	AL	11
PNC Bank, National Association	1611 Montgomery Hwy	Birmingham	AL	11
PNC Bank, National Association	89 Euclid Ave	Birmingham	AL	11
PNC Bank, National Association	1916 Veterans Memorial Dr	Birmingham	AL	11
PNC Bank, National Association	1789 Montgomery Hwy	Birmingham	AL	11
PNC Bank, National Association	1668 Montclair Rd	Birmingham	AL	11
PNC Bank, National Association	104 Inverness Plz	Birmingham	AL	11
PNC Bank, National Association	1819 5th Ave N	Birmingham	AL	11
PNC Bank, National Association	9208 Parkway E	Birmingham	AL	11
PNC Bank, National Association	105 Doug Baker Blvd	Birmingham	AL	11
PNC Bank, National Association	2114 2nd Ave S	Birmingham	AL	23
PNC Bank, National Association	1908 29th Ave S	Birmingham	AL	11
PNC Bank, National Association	3501 Roosevelt Blvd	Birmingham	AL	11
PNC Bank, National Association	365 N Craft Hwy	Chickasaw	AL	11
PNC Bank, National Association	1715 2nd Ave Sw	Cullman	AL	11
PNC Bank, National Association	242 N Broadnax St	Dadeville	AL	11
PNC Bank, National Association	2211 Us Highway 98	Daphne	AL	11
PNC Bank, National Association	1715 Beltline Rd Sw	Decatur	AL	11
PNC Bank, National Association	2004 6th Ave Se	Decatur	AL	11
PNC Bank, National Association	2872 W Main St	Dothan	AL	11
PNC Bank, National Association	1009 S Eufaula Ave	Eufaula	AL	11
PNC Bank, National Association	949 Fairhope Ave	Fairhope	AL	11
PNC Bank, National Association	36 N Section St	Fairhope	AL	11
PNC Bank, National Association	210 Cox Creek Pkwy	Florence	AL	11
PNC Bank, National Association	412 N Court St	Florence	AL	11
PNC Bank, National Association	1101 N Mckenzie St	Foley	AL	11
PNC Bank, National Association	200 Gault Ave N	Fort Payne	AL	11
PNC Bank, National Association	601 Broad St	Gadsden	AL	11
PNC Bank, National Association	3830 Gulf Shores Pkwy	Gulf Shores	AL	11
PNC Bank, National Association	589 Highway 31 Nw	Hartselle	AL	11
PNC Bank, National Association	3059 Allison Bonnett Memorial Dr	Hueytown	AL	11
PNC Bank, National Association	114 Governors Dr Se	Huntsville	AL	11
PNC Bank, National Association	4806 Whitesburg Drive, Southeast	Huntsville	AL	11
PNC Bank, National Association	1002 Jordan Ln Nw	Huntsville	AL	11
PNC Bank, National Association	100 Cameron Rd Sw	Huntsville	AL	11
PNC Bank, National Association	1470 Perimeter Pkwy Nw	Huntsville	AL	11
PNC Bank, National Association	817 Pelham Rd S	Jacksonville	AL	11
PNC Bank, National Association	1713 Alabama Ave	Jasper	AL	11

Showing 50 of 2,328 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.