The Citizens Bank of Cochran

BankCochran, Georgia
www.citizensbankcochran.com

Total Assets

$202.9M

Total Deposits

$172.6M

Branches

2

Established

1934

TFS Health Grade

$
B

84.5 / 100

Good financial health

How we grade

The Citizens Bank of Cochran is a bank headquartered in Cochran, Georgia, established in 1934. With $202.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B (84.5/100).

Capital & Safety

Tier 1 Capital Ratio
14.22%(8%)
Total Capital Ratio
21.01%(10%)
Non-Performing Loan Ratio
1.14%

Profitability

Return on Assets (ROA)
1.91%(1%)
Return on Equity (ROE)
14.87%(10%)
Net Interest Margin
5.45%
Efficiency Ratio
48.66%(60%)

Lending & Liquidity

Total Loans
$166.4M
Loan-to-Deposit Ratio
94.76%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+3.71%
Deposit Growth (YoY)
+0.77%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Georgia