U.S. Bank National Association

BankCincinnati, Ohio
www.usbank.com

Total Assets

$676.1B

Total Deposits

$533.5B

Branches

2,110

Established

1863

TFS Health Grade

$
D+

69.3 / 100

Below average financial health

How we grade

U.S. Bank National Association is a bank headquartered in Cincinnati, Ohio, established in 1863. With $676.1B in total assets and 2,110 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.38%(8%)
Total Capital Ratio
15.12%(10%)
Non-Performing Loan Ratio
1.49%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
12.02%(10%)
Net Interest Margin
2.86%
Efficiency Ratio
55.44%(60%)

Lending & Liquidity

Total Loans
$393.9B
Loan-to-Deposit Ratio
72.41%
Net Charge-Off Ratio
0.56%

Growth

Asset Growth (YoY)
+1.99%
Deposit Growth (YoY)
+0.94%
Net Income
$7.9B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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