Charles Schwab Bank, SSB

BankWestlake, Texas
www.schwabbank.com

Total Assets

$253.8B

Total Deposits

$230.5B

Branches

1

Established

2003

TFS Health Grade

$
D+

69.8 / 100

Below average financial health

How we grade

Charles Schwab Bank, SSB is a bank headquartered in Westlake, Texas, established in 2003. With $253.8B in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
11.12%(8%)
Total Capital Ratio
35.98%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
11.76%(10%)
Net Interest Margin
1.60%
Efficiency Ratio
21.49%(60%)

Lending & Liquidity

Total Loans
$54.7B
Loan-to-Deposit Ratio
23.73%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-7.86%
Deposit Growth (YoY)
-0.35%
Net Income
$2.4B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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