Citizens Bank, National Association

BankProvidence, Rhode Island
www.citizensbank.com

Total Assets

$225.9B

Total Deposits

$186.3B

Branches

989

Established

2005

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

Citizens Bank, National Association is a bank headquartered in Providence, Rhode Island, established in 2005. With $225.9B in total assets and 989 branch locations, it has a TFS Financial Health Grade of C (74.5/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
9.77%(8%)
Total Capital Ratio
14.14%(10%)
Non-Performing Loan Ratio
1.40%

Profitability

Return on Assets (ROA)
0.87%(1%)
Return on Equity (ROE)
7.45%(10%)
Net Interest Margin
3.12%
Efficiency Ratio
62.22%(60%)

Lending & Liquidity

Total Loans
$144.1B
Loan-to-Deposit Ratio
76.32%
Net Charge-Off Ratio
0.48%

Growth

Asset Growth (YoY)
+4.00%
Deposit Growth (YoY)
+4.65%
Net Income
$1.9B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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