Bank of America, National Association

BankCharlotte, North Carolina
www.bankofamerica.com

Total Assets

$2636.8B

Total Deposits

$2102.0B

Branches

3,610

Established

1904

TFS Health Grade

$
D

63.6 / 100

Below average financial health

How we grade

Bank of America, National Association is a bank headquartered in Charlotte, North Carolina, established in 1904. With $2636.8B in total assets and 3,610 branch locations, it has a TFS Financial Health Grade of D (63.6/100).

Capital & Safety

Tier 1 Capital Ratio
7.36%(8%)
Total Capital Ratio
13.51%(10%)
Non-Performing Loan Ratio
0.71%

Profitability

Return on Assets (ROA)
1.15%(1%)
Return on Equity (ROE)
12.24%(10%)
Net Interest Margin
2.50%
Efficiency Ratio
52.27%(60%)

Lending & Liquidity

Total Loans
$1180.1B
Loan-to-Deposit Ratio
55.51%
Net Charge-Off Ratio
0.49%

Growth

Asset Growth (YoY)
+1.84%
Deposit Growth (YoY)
+2.26%
Net Income
$30.4B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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