2026 Rankings

Best Banks in New York

50 banks in New York ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	Amerasia Bank	Flushing	$1000.0M	97.5	A+
2	Orange Bank & Trust Company	Middletown	$2.7B	95.1	A+
3	Jeff Bank	Jeffersonville	$661.8M	93.6	A+
4	Spring Bank	Bronx	$558.1M	92.6	A
5	Fulton Savings Bank	Fulton	$488.4M	88.4	A
6	Lake Shore Bank	Dunkirk	$727.6M	88.0	A
7	Watertown Savings Bank	Watertown	$941.4M	87.9	A-
8	Alden State Bank	Alden	$447.8M	86.8	A-
9	Esquire Bank, National Association	Jericho	$2.3B	86.5	A-
10	Woori America Bank	New York	$4.0B	86.1	A-
11	American Community Bank	Glen Cove	$321.4M	85.5	B+
12	The Putnam County National Bank of Carmel	Carmel	$173.8M	85.0	B+
13	NorthEast Community Bank	White Plains	$2.1B	84.9	B+
14	Manufacturers and Traders Trust Company	Buffalo	$212.9B	83.1	B+
15	Morgan Stanley Private Bank, National Association	Purchase	$254.7B	82.9	B+
16	Tioga State Bank National Association	Spencer	$608.5M	82.7	B+
17	Pioneer Bank, National Association	Albany	$2.2B	82.6	B+
18	Bank of Millbrook	Millbrook	$308.5M	82.6	B+
19	Deutsche Bank Trust Company Americas	New York	$43.0B	82.4	B+
20	GS&L Municipal Bank	Gouverneur	$39.0M	82.3	B+
21	Bank of Holland	Holland	$246.3M	82.1	B+
22	The North Country Savings Bank	Canton	$366.0M	82.1	B+
23	The First National Bank of Groton	Groton	$202.6M	81.5	B+
24	Walden Savings Bank	Montgomery	$968.3M	81.4	B+
25	Five Star Bank	Warsaw	$6.2B	81.3	B+
26	Gouverneur Savings and Loan Association	Gouverneur	$202.1M	80.8	B
27	The Bank of Greene County	Catskill	$3.1B	80.6	B
28	Abacus Federal Savings Bank	New York	$316.1M	80.3	B
29	The First National Bank of Dryden	Dryden	$203.4M	79.8	B
30	Amalgamated Bank	New York	$8.9B	79.8	B
31	Genesee Regional Bank	Rochester	$1.3B	79.6	B
32	Bank of Cattaraugus	Cattaraugus	$27.3M	79.3	B
33	The Lyons National Bank	Lyons	$2.1B	79.2	B
34	NewBank	Flushing	$637.1M	79.1	B
35	Dime Community Bank	Hauppauge	$15.3B	79.1	B
36	Rhinebeck Bank	Rhinebeck	$1.3B	78.3	B
37	Arrow Bank National Association	Glens Falls	$4.4B	78.3	B
38	First Federal Savings of Middletown	Middletown	$181.8M	78.1	B
39	NBT Bank, National Association	Norwich	$15.9B	78.0	B
40	Champlain National Bank	Elizabethtown	$485.8M	77.7	B
41	TrustCo Bank	Glenville	$6.4B	77.3	B
42	The Canandaigua National Bank and Trust Company	Canandaigua	$5.3B	77.3	B
43	Goldman Sachs Bank USA	New York	$645.0B	77.1	B
44	Alpine Capital Bank	New York	$221.6M	76.7	B-
45	Eastbank, National Association	New York	$147.4M	76.5	B-
46	Community Bank, National Association	Canton	$17.0B	76.3	B-
47	Cross County Savings Bank	Middle Village	$529.9M	76.3	B-
48	Interaudi Bank	New York	$2.6B	75.9	B-
49	Carthage Savings and Loan, National Association	Carthage	$304.3M	75.7	B-
50	Bank of Baroda	New York	$15.9B	75.5	B-

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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