Durden Banking Company, Incorporated

BankTwin City, Georgia
www.durdenbc.com

Total Assets

$283.8M

Total Deposits

$237.9M

Branches

4

Established

1934

TFS Health Grade

$
B

86.1 / 100

Good financial health

How we grade

Durden Banking Company, Incorporated is a bank headquartered in Twin City, Georgia, established in 1934. With $283.8M in total assets and 4 branch locations, it has a TFS Financial Health Grade of B (86.1/100).

Capital & Safety

Tier 1 Capital Ratio
15.91%(8%)
Total Capital Ratio
23.10%(10%)
Non-Performing Loan Ratio
0.13%

Profitability

Return on Assets (ROA)
3.10%(1%)
Return on Equity (ROE)
21.81%(10%)
Net Interest Margin
5.85%
Efficiency Ratio
48.21%(60%)

Lending & Liquidity

Total Loans
$234.8M
Loan-to-Deposit Ratio
96.90%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+0.41%
Deposit Growth (YoY)
-2.12%
Net Income
$9.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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