What is NorthEast Community Bank's financial health grade?

NorthEast Community Bank has a TFS Financial Health Grade of C+ (score: 78.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does NorthEast Community Bank have?

NorthEast Community Bank has 12 branch locations across the United States.

Is NorthEast Community Bank FDIC insured?

Yes, NorthEast Community Bank is FDIC insured (Certificate #29147).

What are the total assets of NorthEast Community Bank?

NorthEast Community Bank has total assets of $2.1B as reported in its most recent FDIC filing.

NorthEast Community Bank

BankWhite Plains, New York

https://www.necommunitybank.com

Total Assets

$2.1B

Total Deposits

$1.6B

Branches

Established

1934

TFS Health Grade

C+

78.3 / 100

Average financial health

How we grade

NorthEast Community Bank is a bank headquartered in White Plains, New York, established in 1934. With $2.1B in total assets and 12 branch locations, it has a TFS Financial Health Grade of C+ (78.3/100).

Capital & Safety

Tier 1 Capital Ratio

16.39%(8%)

Total Capital Ratio

15.62%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

2.28%(1%)

Return on Equity (ROE)

14.39%(10%)

Net Interest Margin

5.25%

Efficiency Ratio

38.79%(60%)

Lending & Liquidity

Total Loans

$1.9B

Loan-to-Deposit Ratio

114.14%

Net Charge-Off Ratio

-0.01%

Growth

Asset Growth (YoY)

+3.33%

Deposit Growth (YoY)

-3.15%

Net Income

$45.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
NorthEast Community BankHQ	325 Hamilton Ave	White Plains	NY	11
NorthEast Community Bank	87 Elm St	Danvers	MA	11
NorthEast Community Bank	35 Edgell Rd	Framingham	MA	11
NorthEast Community Bank	281 Quincy Ave	Quincy	MA	11
NorthEast Community Bank	3 Winterton Rd	Bloomingburg	NY	11
NorthEast Community Bank	590 E 187th St	Bronx	NY	11
NorthEast Community Bank	52 Bakertown Rd	Kiryas Joel	NY	11
NorthEast Community Bank	1 Freeland St	Monroe	NY	11
NorthEast Community Bank	166 Route 59	Monsey	NY	11
NorthEast Community Bank	1355 1st Ave	New York	NY	11
NorthEast Community Bank	242 W 23rd St	New York City	NY	11
NorthEast Community Bank	72 W Eckerson Rd	Spring Valley	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.