What is Jeff Bank's financial health grade?

Jeff Bank has a TFS Financial Health Grade of C (score: 74.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Jeff Bank have?

Jeff Bank has 10 branch locations across the United States.

Is Jeff Bank FDIC insured?

Yes, Jeff Bank is FDIC insured (Certificate #7123).

What are the total assets of Jeff Bank?

Jeff Bank has total assets of $661.8M as reported in its most recent FDIC filing.

Jeff Bank

BankJeffersonville, New York

www.jeff.bank

Total Assets

$661.8M

Total Deposits

$558.4M

Branches

Established

1913

TFS Health Grade

74.2 / 100

Average financial health

How we grade

Jeff Bank is a bank headquartered in Jeffersonville, New York, established in 1913. With $661.8M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio

14.69%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.44%

Profitability

Return on Assets (ROA)

1.89%(1%)

Return on Equity (ROE)

14.41%(10%)

Net Interest Margin

4.86%

Efficiency Ratio

50.86%(60%)

Lending & Liquidity

Total Loans

$362.6M

Loan-to-Deposit Ratio

64.07%

Net Charge-Off Ratio

-0.02%

Growth

Asset Growth (YoY)

+6.54%

Deposit Growth (YoY)

+4.54%

Net Income

$12.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Jeff BankHQ	4864 State Route 52	Jeffersonville	NY	11
Jeff Bank	4499 State Route 17b	Callicoon	NY	11
Jeff Bank	561 Sthy 55	Eldred	NY	11
Jeff Bank	19 Church St	Liberty	NY	11
Jeff Bank	33 Main St	Livingston Manor	NY	11
Jeff Bank	33 Anawana Lake Rd	Monticello	NY	11
Jeff Bank	19 Forestburgh Rd	Monticello	NY	11
Jeff Bank	20 Fowler St	Port Jervis	NY	11
Jeff Bank	1460 State Route 17b	White Lake	NY	11
Jeff Bank	2930 State Route 209	Wurtsboro	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.