What is Metropolitan Commercial Bank's financial health grade?

Metropolitan Commercial Bank has a TFS Financial Health Grade of D+ (score: 70.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Metropolitan Commercial Bank have?

Metropolitan Commercial Bank has 10 branch locations across the United States.

Is Metropolitan Commercial Bank FDIC insured?

Yes, Metropolitan Commercial Bank is FDIC insured (Certificate #34699).

What are the total assets of Metropolitan Commercial Bank?

Metropolitan Commercial Bank has total assets of $8.3B as reported in its most recent FDIC filing.

Metropolitan Commercial Bank

BankNew York, New York

www.mcbankny.com

Total Assets

$8.3B

Total Deposits

$7.4B

Branches

Established

1999

TFS Health Grade

D+

70.0 / 100

Below average financial health

How we grade

Metropolitan Commercial Bank is a bank headquartered in New York, New York, established in 1999. With $8.3B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D+ (70.0/100).

Capital & Safety

Tier 1 Capital Ratio

9.06%(8%)

Total Capital Ratio

11.74%(10%)

Non-Performing Loan Ratio

1.28%

Profitability

Return on Assets (ROA)

0.97%(1%)

Return on Equity (ROE)

10.57%(10%)

Net Interest Margin

4.00%

Efficiency Ratio

53.76%(60%)

Lending & Liquidity

Total Loans

$6.8B

Loan-to-Deposit Ratio

90.32%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+13.08%

Deposit Growth (YoY)

+23.56%

Net Income

$76.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Metropolitan Commercial BankHQ	99 Park Ave	New York	NY	11
Metropolitan Commercial Bank	1111 Brickell Ave	Miami	FL	11
Metropolitan Commercial Bank	311 Boulevard Of Americas	Lakewood	NJ	11
Metropolitan Commercial Bank	5102 13th Avenue	Brooklyn	NY	11
Metropolitan Commercial Bank	111 Great Neck Rd	Great Neck	NY	11
Metropolitan Commercial Bank	1270 Lexington Ave	New York	NY	11
Metropolitan Commercial Bank	16 W 46th St	New York	NY	11
Metropolitan Commercial Bank	1431 Broadway	New York	NY	11
Metropolitan Commercial Bank	1431 Broadway	New York	NY	11
Metropolitan Commercial Bank	99 Park Ave	New York	NY	13

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.