Genesee Regional Bank

BankRochester, New York
www.grbbank.com

Total Assets

$1.3B

Total Deposits

$1.0B

Branches

3

Established

1985

TFS Health Grade

$
D+

68.7 / 100

Below average financial health

How we grade

Genesee Regional Bank is a bank headquartered in Rochester, New York, established in 1985. With $1.3B in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.19%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.72%

Profitability

Return on Assets (ROA)
1.19%(1%)
Return on Equity (ROE)
14.28%(10%)
Net Interest Margin
3.02%
Efficiency Ratio
56.19%(60%)

Lending & Liquidity

Total Loans
$932.3M
Loan-to-Deposit Ratio
87.75%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+5.83%
Deposit Growth (YoY)
+6.92%
Net Income
$15.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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