What is The City National Bank of Sulphur Springs's financial health grade?

The City National Bank of Sulphur Springs has a TFS Financial Health Grade of B- (score: 80.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The City National Bank of Sulphur Springs have?

The City National Bank of Sulphur Springs has 17 branch locations across the United States.

Is The City National Bank of Sulphur Springs FDIC insured?

Yes, The City National Bank of Sulphur Springs is FDIC insured (Certificate #5544).

What are the total assets of The City National Bank of Sulphur Springs?

The City National Bank of Sulphur Springs has total assets of $1.4B as reported in its most recent FDIC filing.

The City National Bank of Sulphur Springs

BankSulphur Springs, Texas

www.bankatcnb.bank

Total Assets

$1.4B

Total Deposits

$1.2B

Branches

Established

1889

TFS Health Grade

B-

80.5 / 100

Good financial health

How we grade

The City National Bank of Sulphur Springs is a bank headquartered in Sulphur Springs, Texas, established in 1889. With $1.4B in total assets and 17 branch locations, it has a TFS Financial Health Grade of B- (80.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.86%(8%)

Total Capital Ratio

15.57%(10%)

Non-Performing Loan Ratio

0.64%

Profitability

Return on Assets (ROA)

1.96%(1%)

Return on Equity (ROE)

21.49%(10%)

Net Interest Margin

4.54%

Efficiency Ratio

55.62%(60%)

Lending & Liquidity

Total Loans

$933.3M

Loan-to-Deposit Ratio

76.10%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+3.33%

Deposit Growth (YoY)

+4.18%

Net Income

$26.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The City National Bank of Sulphur SpringsHQ	201 Connally St	Sulphur Springs	TX	11
The City National Bank of Sulphur Springs	101 W Main St	Atlanta	TX	11
The City National Bank of Sulphur Springs	875 W Dallas St	Canton	TX	11
The City National Bank of Sulphur Springs	711 E Lennon Dr	Emory	TX	11
The City National Bank of Sulphur Springs	895 Broadway Ave	Gladewater	TX	11
The City National Bank of Sulphur Springs	300 W Frank St	Grand Saline	TX	11
The City National Bank of Sulphur Springs	205 N Beaulah St	Hawkins	TX	11
The City National Bank of Sulphur Springs	2454 S Fm 2869	Hawkins	TX	11
The City National Bank of Sulphur Springs	200 N Pacific St	Mineola	TX	11
The City National Bank of Sulphur Springs	101 Us Highway 67 E	Naples	TX	11
The City National Bank of Sulphur Springs	220 Jefferson St	Pittsburg	TX	11
The City National Bank of Sulphur Springs	401 Hwy 59 N	Queen City	TX	11
The City National Bank of Sulphur Springs	501 E Goode St	Quitman	TX	11
The City National Bank of Sulphur Springs	1133 Mockingbird Ln	Sulphur Springs	TX	11
The City National Bank of Sulphur Springs	500 N 4th St	Wills Point	TX	11
The City National Bank of Sulphur Springs	210 S Main St	Winnsboro	TX	11
The City National Bank of Sulphur Springs	120 N Main St	Yantis	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.