Alliance Bank

BankSulphur Springs, Texas
www.alliancebank.com

Total Assets

$1.4B

Total Deposits

$1.2B

Branches

17

Established

1927

TFS Health Grade

$
D+

68.6 / 100

Below average financial health

How we grade

Alliance Bank is a bank headquartered in Sulphur Springs, Texas, established in 1927. With $1.4B in total assets and 17 branch locations, it has a TFS Financial Health Grade of D+ (68.6/100).

Capital & Safety

Tier 1 Capital Ratio
10.41%(8%)
Total Capital Ratio
16.55%(10%)
Non-Performing Loan Ratio
0.77%

Profitability

Return on Assets (ROA)
0.68%(1%)
Return on Equity (ROE)
7.94%(10%)
Net Interest Margin
3.31%
Efficiency Ratio
72.44%(60%)

Lending & Liquidity

Total Loans
$795.9M
Loan-to-Deposit Ratio
66.08%
Net Charge-Off Ratio
0.56%

Growth

Asset Growth (YoY)
+2.58%
Deposit Growth (YoY)
+0.87%
Net Income
$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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