What is Prosperity Bank's financial health grade?

Prosperity Bank has a TFS Financial Health Grade of B- (score: 81.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Prosperity Bank have?

Prosperity Bank has 354 branch locations across the United States.

Is Prosperity Bank FDIC insured?

Yes, Prosperity Bank is FDIC insured (Certificate #16835).

What are the total assets of Prosperity Bank?

Prosperity Bank has total assets of $38.5B as reported in its most recent FDIC filing.

How many CFPB complaints has Prosperity Bank received?

Prosperity Bank has received 100 consumer complaints filed with the CFPB, with 42 in the last 12 months.

Prosperity Bank

BankEl Campo, Texas

www.prosperitybankusa.com

Total Assets

$38.5B

Total Deposits

$28.8B

Branches

324

Established

1949

TFS Health Grade

B-

81.5 / 100

Good financial health

How we grade

Prosperity Bank is a bank headquartered in El Campo, Texas, established in 1949. With $38.5B in total assets and 324 branch locations, it has a TFS Financial Health Grade of B- (81.5/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

11.22%(8%)

Total Capital Ratio

17.76%(10%)

Non-Performing Loan Ratio

0.63%

Profitability

Return on Assets (ROA)

1.44%(1%)

Return on Equity (ROE)

7.55%(10%)

Net Interest Margin

3.23%

Efficiency Ratio

41.99%(60%)

Lending & Liquidity

Total Loans

$21.8B

Loan-to-Deposit Ratio

74.64%

Net Charge-Off Ratio

0.08%

Growth

Asset Growth (YoY)

-2.87%

Deposit Growth (YoY)

+1.09%

Net Income

$556.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

100

Last 12 Months

Timely Response Rate

100.00%

Complaints by Product

Product	Count
Checking or savings account	71
Mortgage	11
Credit card	6
Credit reporting or other personal consumer reports	5
Money transfer, virtual currency, or money service	4
Vehicle loan or lease	2
Credit card or prepaid card	1

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Prosperity BankHQ	1301 N Mechanic St	El Campo	TX	11
Prosperity Bank	2201 S Broadway	Edmond	OK	11
Prosperity Bank	3501 W Robinson St	Norman	OK	11
Prosperity Bank	4631 Nw 23rd St	Oklahoma City	OK	11
Prosperity Bank	1245 W I 240 Service Rd	Oklahoma City	OK	11
Prosperity Bank	4712 Northwest 23rd Street	Oklahoma City	OK	23
Prosperity Bank	620 N Robinson Ave	Oklahoma City	OK	23
Prosperity Bank	6809 N Meridian Ave	Oklahoma City	OK	11
Prosperity Bank	2500 W Memorial Rd	Oklahoma City	OK	11
Prosperity Bank	3333 Nw Expressway	Oklahoma City	OK	11
Prosperity Bank	12041 E 96th St N	Owasso	OK	11
Prosperity Bank	1330 S Harvard Ave	Tulsa	OK	11
Prosperity Bank	1924 S Utica Ave	Tulsa	OK	11
Prosperity Bank	1700 S Sheridan Rd	Tulsa	OK	11
Prosperity Bank	7100 S Harvard Ave	Tulsa	OK	11
Prosperity Bank	8110 S Memorial Dr	Tulsa	OK	11
Prosperity Bank	2021 S Garnett Rd	Tulsa	OK	11
Prosperity Bank	1330 S Harvard Ave	Tulsa	OK	23
Prosperity Bank	10115 S Yale Ave	Tulsa	OK	11
Prosperity Bank	1502 Barrow St	Abilene	TX	11
Prosperity Bank	2001 Antilley Rd	Abilene	TX	11
Prosperity Bank	3002 N 12th St	Abilene	TX	11
Prosperity Bank	1600 Campus Ct	Abilene	TX	29
Prosperity Bank	402 Cypress St	Abilene	TX	11
Prosperity Bank	815 N Judge Ely Blvd	Abilene	TX	11
Prosperity Bank	4560 Belt Line Rd	Addison	TX	11
Prosperity Bank	1200 E Main St	Alice	TX	11
Prosperity Bank	225 S Custer Rd	Allen	TX	11
Prosperity Bank	321 E Mcdermott Dr	Allen	TX	11
Prosperity Bank	7100 Hillside Rd	Amarillo	TX	11
Prosperity Bank	3900 S Soncy Rd	Amarillo	TX	11
Prosperity Bank	130 W Mulberry St	Angleton	TX	11
Prosperity Bank	1005 S Commercial St	Aransas Pass	TX	11
Prosperity Bank	4110 S Bowen Rd	Arlington	TX	11
Prosperity Bank	101 N Prairieville St	Athens	TX	11
Prosperity Bank	617 S Palestine St	Athens	TX	23
Prosperity Bank	3307 Northland Dr # 307	Austin	TX	24
Prosperity Bank	7001 W Highway 290	Austin	TX	11
Prosperity Bank	1610 W North Loop Blvd	Austin	TX	11
Prosperity Bank	4409 Gaines Ranch Loop	Austin	TX	29
Prosperity Bank	900 Congress Ave	Austin	TX	11
Prosperity Bank	8611 N Mopac Expy	Austin	TX	11
Prosperity Bank	206 E 9th St	Austin	TX	23
Prosperity Bank	1717 W 6th St	Austin	TX	11
Prosperity Bank	11545 Research Blvd	Austin	TX	11
Prosperity Bank	3520 Bee Caves Rd	Austin	TX	11
Prosperity Bank	2829 Bee Caves Rd	Austin	TX	11
Prosperity Bank	3301 Northland Dr	Austin	TX	11
Prosperity Bank	608 Boyd Rd	Azle	TX	11
Prosperity Bank	3636 Shepherd Ln	Balch Springs	TX	11

Showing 50 of 354 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.