Texas Capital Bank

BankDallas, Texas
www.texascapitalbank.com

Total Assets

$31.3B

Total Deposits

$26.7B

Branches

10

Established

1997

TFS Health Grade

$
C

75.2 / 100

Average financial health

How we grade

Texas Capital Bank is a bank headquartered in Dallas, Texas, established in 1997. With $31.3B in total assets and 10 branch locations, it has a TFS Financial Health Grade of C (75.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.18%(8%)
Total Capital Ratio
14.20%(10%)
Non-Performing Loan Ratio
0.58%

Profitability

Return on Assets (ROA)
1.10%(1%)
Return on Equity (ROE)
10.10%(10%)
Net Interest Margin
3.45%
Efficiency Ratio
57.52%(60%)

Lending & Liquidity

Total Loans
$24.0B
Loan-to-Deposit Ratio
88.91%
Net Charge-Off Ratio
0.20%

Growth

Asset Growth (YoY)
+2.10%
Deposit Growth (YoY)
+5.18%
Net Income
$344.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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