Sanger Bank

BankSanger, Texas
http://www.sangerbank.com

Total Assets

$226.4M

Total Deposits

$190.1M

Branches

2

Established

1987

TFS Health Grade

$
B-

80.3 / 100

Good financial health

How we grade

Sanger Bank is a bank headquartered in Sanger, Texas, established in 1987. With $226.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B- (80.3/100).

Capital & Safety

Tier 1 Capital Ratio
15.88%(8%)
Total Capital Ratio
27.17%(10%)
Non-Performing Loan Ratio
0.37%

Profitability

Return on Assets (ROA)
1.27%(1%)
Return on Equity (ROE)
7.96%(10%)
Net Interest Margin
4.17%
Efficiency Ratio
64.85%(60%)

Lending & Liquidity

Total Loans
$123.4M
Loan-to-Deposit Ratio
64.06%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+8.62%
Deposit Growth (YoY)
+8.93%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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