Rio Bank

BankMcallen, Texas
www.rio.bank

Total Assets

$1.4B

Total Deposits

$1.2B

Branches

25

Established

1985

TFS Health Grade

$
D

63.4 / 100

Below average financial health

How we grade

Rio Bank is a bank headquartered in Mcallen, Texas, established in 1985. With $1.4B in total assets and 25 branch locations, it has a TFS Financial Health Grade of D (63.4/100).

Capital & Safety

Tier 1 Capital Ratio
9.58%(8%)
Total Capital Ratio
15.09%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
0.54%(1%)
Return on Equity (ROE)
5.58%(10%)
Net Interest Margin
4.14%
Efficiency Ratio
80.27%(60%)

Lending & Liquidity

Total Loans
$791.2M
Loan-to-Deposit Ratio
67.03%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+47.42%
Deposit Growth (YoY)
+51.77%
Net Income
$6.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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