Greater State Bank

BankMcallen, Texas
greaterstate.bank

Total Assets

$177.1M

Total Deposits

$156.8M

Branches

5

Established

1974

TFS Health Grade

$
C+

77.3 / 100

Average financial health

How we grade

Greater State Bank is a bank headquartered in Mcallen, Texas, established in 1974. With $177.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C+ (77.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.46%(8%)
Total Capital Ratio
15.55%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.36%(1%)
Return on Equity (ROE)
13.51%(10%)
Net Interest Margin
5.71%
Efficiency Ratio
71.03%(60%)

Lending & Liquidity

Total Loans
$134.5M
Loan-to-Deposit Ratio
84.84%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+0.35%
Deposit Growth (YoY)
+1.74%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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