What is Third Coast Bank's financial health grade?

Third Coast Bank has a TFS Financial Health Grade of C+ (score: 78.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Third Coast Bank have?

Third Coast Bank has 23 branch locations across the United States.

Is Third Coast Bank FDIC insured?

Yes, Third Coast Bank is FDIC insured (Certificate #58716).

What are the total assets of Third Coast Bank?

Third Coast Bank has total assets of $5.3B as reported in its most recent FDIC filing.

Third Coast Bank

BankHumble, Texas

www.thirdcoast.bank

Total Assets

$5.3B

Total Deposits

$4.6B

Branches

Established

2008

TFS Health Grade

C+

78.2 / 100

Average financial health

How we grade

Third Coast Bank is a bank headquartered in Humble, Texas, established in 2008. With $5.3B in total assets and 19 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio

11.84%(8%)

Total Capital Ratio

13.14%(10%)

Non-Performing Loan Ratio

0.49%

Profitability

Return on Assets (ROA)

1.46%(1%)

Return on Equity (ROE)

12.10%(10%)

Net Interest Margin

4.21%

Efficiency Ratio

53.84%(60%)

Lending & Liquidity

Total Loans

$4.4B

Loan-to-Deposit Ratio

93.98%

Net Charge-Off Ratio

0.09%

Growth

Asset Growth (YoY)

+8.07%

Deposit Growth (YoY)

+7.35%

Net Income

$73.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Third Coast BankHQ	20202 Highway 59 N	Humble	TX	11
Third Coast Bank	13715 E Ladera Blvd	Austin	TX	11
Third Coast Bank	507 Pressler St	Austin	TX	11
Third Coast Bank	5508 W Highway 290	Austin	TX	24
Third Coast Bank	507 Pressler St	Austin	TX	11
Third Coast Bank	900 Hutchins Ave	Ballinger	TX	11
Third Coast Bank	815 Highway 71 W	Bastrop	TX	24
Third Coast Bank	3650 North Major Drive	Beaumont	TX	11
Third Coast Bank	1336 League Line Rd	Conroe	TX	11
Third Coast Bank	8235 Douglas Ave	Dallas	TX	11
Third Coast Bank	12038 Us Highway 82 W	Detroit	TX	11
Third Coast Bank	1400 W 7th St	Fort Worth	TX	11
Third Coast Bank	200 E 8th St	Georgetown	TX	11
Third Coast Bank	1800 West Loop S	Houston	TX	11
Third Coast Bank	1910 W Lake Houston Pkwy	Kingwood	TX	11
Third Coast Bank	85 Oak Dr	Lake Jackson	TX	11
Third Coast Bank	13809 Us Highway 87 W	La Vernia	TX	11
Third Coast Bank	200 N Nixon Ave	Nixon	TX	11
Third Coast Bank	1850 Pearland Pkwy	Pearland	TX	11
Third Coast Bank	5000 Legacy Dr	Plano	TX	11
Third Coast Bank	3260 Central Mall Dr	Port Arthur	TX	11
Third Coast Bank	420 Broadway St	San Antonio	TX	11
Third Coast Bank	9709 Lakeside Blvd Ste 117	The Woodlands	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.