What is Plains State Bank's financial health grade?

Plains State Bank has a TFS Financial Health Grade of C- (score: 72.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Plains State Bank have?

Plains State Bank has 8 branch locations across the United States.

Is Plains State Bank FDIC insured?

Yes, Plains State Bank is FDIC insured (Certificate #17739).

What are the total assets of Plains State Bank?

Plains State Bank has total assets of $882.4M as reported in its most recent FDIC filing.

Plains State Bank

BankHumble, Texas

http://www.psbplains.com

Total Assets

$882.4M

Total Deposits

$723.7M

Branches

Established

1957

TFS Health Grade

C-

72.0 / 100

Average financial health

How we grade

Plains State Bank is a bank headquartered in Humble, Texas, established in 1957. With $882.4M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio

17.80%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

2.16%

Profitability

Return on Assets (ROA)

2.25%(1%)

Return on Equity (ROE)

13.79%(10%)

Net Interest Margin

4.74%

Efficiency Ratio

48.83%(60%)

Lending & Liquidity

Total Loans

$649.9M

Loan-to-Deposit Ratio

88.40%

Net Charge-Off Ratio

-0.09%

Growth

Asset Growth (YoY)

+0.69%

Deposit Growth (YoY)

-1.47%

Net Income

$19.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Plains State BankHQ	19404 Kenswick Dr	Humble	TX	11
Plains State Bank	5452 Highway 105 W Ste 100	Conroe	TX	11
Plains State Bank	303 Longmire Rd	Conroe	TX	21
Plains State Bank	3902 Fm 1960 Rd W	Houston	TX	11
Plains State Bank	3355 W Alabama St	Houston	TX	11
Plains State Bank	601 Ninth St	Plains	TX	11
Plains State Bank	8000 Ih West, Suite 1507	San Antonio	TX	24
Plains State Bank	13885 Southwest Fwy	Sugar Land	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.