What is VeraBank, National Association's financial health grade?

VeraBank, National Association has a TFS Financial Health Grade of C+ (score: 78.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does VeraBank, National Association have?

VeraBank, National Association has 42 branch locations across the United States.

Is VeraBank, National Association FDIC insured?

Yes, VeraBank, National Association is FDIC insured (Certificate #3250).

What are the total assets of VeraBank, National Association?

VeraBank, National Association has total assets of $4.4B as reported in its most recent FDIC filing.

VeraBank, National Association

BankHenderson, Texas

www.verabank.com

Total Assets

$4.4B

Total Deposits

$3.9B

Branches

Established

1930

TFS Health Grade

C+

78.2 / 100

Average financial health

How we grade

VeraBank, National Association is a bank headquartered in Henderson, Texas, established in 1930. With $4.4B in total assets and 42 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.91%(8%)

Total Capital Ratio

18.29%(10%)

Non-Performing Loan Ratio

0.84%

Profitability

Return on Assets (ROA)

1.50%(1%)

Return on Equity (ROE)

13.88%(10%)

Net Interest Margin

4.15%

Efficiency Ratio

57.07%(60%)

Lending & Liquidity

Total Loans

$2.8B

Loan-to-Deposit Ratio

70.00%

Net Charge-Off Ratio

0.30%

Growth

Asset Growth (YoY)

+3.43%

Deposit Growth (YoY)

+2.19%

Net Income

$65.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
VeraBank, National AssociationHQ	201 W Main St	Henderson	TX	11
VeraBank, National Association	739 E Tyler St	Athens	TX	11
VeraBank, National Association	1111 W 6th St Bldg B Ste 200	Austin	TX	11
VeraBank, National Association	701 West State Highway 71	Bastrop	TX	11
VeraBank, National Association	2690 Becker Drive	Brenham	TX	11
VeraBank, National Association	1510 W Panola St	Carthage	TX	11
VeraBank, National Association	105 Highway 31 East	Chandler	TX	11
VeraBank, National Association	3000 Barron Rd	College Station	TX	11
VeraBank, National Association	2531 Earl Rudder Fwy S	College Station	TX	11
VeraBank, National Association	200 River Pointe Dr	Conroe	TX	11
VeraBank, National Association	3590 W 7th Ave	Corsicana	TX	11
VeraBank, National Association	100 N Main St	Corsicana	TX	11
VeraBank, National Association	100 E Main St	Florence	TX	11
VeraBank, National Association	100 E Main St	Florence	TX	27
VeraBank, National Association	1021 W. University Ave	Georgetown	TX	11
VeraBank, National Association	345 E Fm 2410 Rd	Harker Heights	TX	11
VeraBank, National Association	2320 Us Highway 79 S	Henderson	TX	11
VeraBank, National Association	1718 11th St	Huntsville	TX	11
VeraBank, National Association	109 E Broadway St	Jefferson	TX	11
VeraBank, National Association	410 N Kilgore St	Kilgore	TX	11
VeraBank, National Association	2201 E Stan Schlueter Loop	Killeen	TX	12
VeraBank, National Association	120 N Gray St	Killeen	TX	11
VeraBank, National Association	1695 Highway 183	Leander	TX	11
VeraBank, National Association	13601 W. Hwy. 29	Liberty Hill	TX	11
VeraBank, National Association	200 N Fredonia St	Longview	TX	11
VeraBank, National Association	3412 4th St	Longview	TX	11
VeraBank, National Association	5001 Estes Pkwy	Longview	TX	11
VeraBank, National Association	805 S John Redditt Dr	Lufkin	TX	11
VeraBank, National Association	115 W Royall Blvd	Malakoff	TX	11
VeraBank, National Association	2203 Victory Dr	Marshall	TX	11
VeraBank, National Association	101 N Mckinney St	Mexia	TX	11
VeraBank, National Association	110 West Rust Street	Mount Enterprise	TX	11
VeraBank, National Association	302 N Jefferson Ave	Mount Pleasant	TX	11
VeraBank, National Association	207 W Spring St	Palestine	TX	11
VeraBank, National Association	902 E Palm Valley Blvd	Round Rock	TX	11
VeraBank, National Association	165 N Hill St	Tatum	TX	11
VeraBank, National Association	3957 Raleigh Dr	Temple	TX	11
VeraBank, National Association	620 W Front St	Tyler	TX	11
VeraBank, National Association	2217 W Grande Blvd	Tyler	TX	11
VeraBank, National Association	107 Market Square Blvd	Tyler	TX	11
VeraBank, National Association	601 Spur 156	Waskom	TX	11
VeraBank, National Association	1101 S White Oak Rd	White Oak	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.