Texas Bank

BankHenderson, Texas
http://www.texasbnk.com

Total Assets

$935.7M

Total Deposits

$810.3M

Branches

13

Established

1973

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

Texas Bank is a bank headquartered in Henderson, Texas, established in 1973. With $935.7M in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.28%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.28%

Profitability

Return on Assets (ROA)
1.15%(1%)
Return on Equity (ROE)
11.53%(10%)
Net Interest Margin
4.28%
Efficiency Ratio
70.25%(60%)

Lending & Liquidity

Total Loans
$692.3M
Loan-to-Deposit Ratio
84.54%
Net Charge-Off Ratio
0.24%

Growth

Asset Growth (YoY)
+9.76%
Deposit Growth (YoY)
+11.19%
Net Income
$10.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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