Texas Heritage National Bank

BankDaingerfield, Texas
www.thnb.bank

Total Assets

$958.2M

Total Deposits

$801.1M

Branches

6

Established

1892

TFS Health Grade

$
C-

70.1 / 100

Average financial health

How we grade

Texas Heritage National Bank is a bank headquartered in Daingerfield, Texas, established in 1892. With $958.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.60%(8%)
Total Capital Ratio
11.75%(10%)
Non-Performing Loan Ratio
1.39%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
15.85%(10%)
Net Interest Margin
3.78%
Efficiency Ratio
55.54%(60%)

Lending & Liquidity

Total Loans
$819.5M
Loan-to-Deposit Ratio
101.06%
Net Charge-Off Ratio
0.29%

Growth

Asset Growth (YoY)
+11.79%
Deposit Growth (YoY)
+9.97%
Net Income
$13.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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