Texas Heritage National Bank CD early withdrawal penalty

Texas Heritage National Bank
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Certificates of Deposit

Texas Heritage National Bank says a customer who withdraws early will typically lose 90 days of interest on a CD with a term shorter than 12 months, or 180 days of interest on a CD with a term of 12 months or longer. Its page also lists several standard and bump-rate CD options.

The bank qualifies this description with “typically.” It is an informational schedule rather than a complete account agreement; product exceptions, permission to withdraw, the amount used to calculate interest, and exact daily conventions should be confirmed with the bank.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified Texas Heritage National Bank terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Texas Heritage National BankCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Certificates of Deposit

What would closing your CD cost?

Located source pages

Texas Heritage National Bank
CD early withdrawal penalty