Classic Bank, National Association

BankCameron, Texas
www.classic.bank

Total Assets

$648.3M

Total Deposits

$567.7M

Branches

7

Established

1889

TFS Health Grade

$
C

74.2 / 100

Average financial health

How we grade

Classic Bank, National Association is a bank headquartered in Cameron, Texas, established in 1889. With $648.3M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.48%(8%)
Total Capital Ratio
16.77%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.92%(1%)
Return on Equity (ROE)
19.65%(10%)
Net Interest Margin
3.53%
Efficiency Ratio
55.55%(60%)

Lending & Liquidity

Total Loans
$524.9M
Loan-to-Deposit Ratio
91.39%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-8.21%
Deposit Growth (YoY)
-9.63%
Net Income
$13.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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