Citizens National Bank

BankCameron, Texas
www.cnbanktexas.com

Total Assets

$660.2M

Total Deposits

$575.9M

Branches

12

Established

1900

TFS Health Grade

$
B

83.1 / 100

Good financial health

How we grade

Citizens National Bank is a bank headquartered in Cameron, Texas, established in 1900. With $660.2M in total assets and 12 branch locations, it has a TFS Financial Health Grade of B (83.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.54%(8%)
Total Capital Ratio
18.32%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.51%(1%)
Return on Equity (ROE)
12.72%(10%)
Net Interest Margin
3.56%
Efficiency Ratio
49.09%(60%)

Lending & Liquidity

Total Loans
$424.5M
Loan-to-Deposit Ratio
72.56%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.56%
Deposit Growth (YoY)
+5.38%
Net Income
$9.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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