Icon Business Bank

BankRiverside, California
www.iconbusinessbank.com

Total Assets

$147.0M

Total Deposits

$125.6M

Branches

2

Established

2023

TFS Health Grade

$
F

53.2 / 100

Poor financial health

How we grade

Icon Business Bank is a bank headquartered in Riverside, California, established in 2023. With $147.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (53.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.10%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.12%

Profitability

Return on Assets (ROA)
-3.12%(1%)
Return on Equity (ROE)
-30.51%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
154.39%(60%)

Lending & Liquidity

Total Loans
$118.5M
Loan-to-Deposit Ratio
93.12%
Net Charge-Off Ratio
0.50%

Growth

Asset Growth (YoY)
+51.78%
Deposit Growth (YoY)
+62.37%
Net Income
$-4,266,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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