Genesis Bank

BankNewport Beach, California
www.mygenesisbank.com

Total Assets

$415.3M

Total Deposits

$365.6M

Branches

3

Established

2021

TFS Health Grade

$
D

66.7 / 100

Below average financial health

How we grade

Genesis Bank is a bank headquartered in Newport Beach, California, established in 2021. With $415.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.77%(8%)
Total Capital Ratio
19.27%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
0.29%(1%)
Return on Equity (ROE)
2.35%(10%)
Net Interest Margin
3.08%
Efficiency Ratio
93.03%(60%)

Lending & Liquidity

Total Loans
$271.5M
Loan-to-Deposit Ratio
73.34%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+124.59%
Deposit Growth (YoY)
+178.91%
Net Income
$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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