Webster Five Cents Savings Bank

BankWebster, Massachusetts
www.web5.com

Total Assets

$1.3B

Total Deposits

$992.6M

Branches

7

Established

1868

TFS Health Grade

$
D-

62.6 / 100

Below average financial health

How we grade

Webster Five Cents Savings Bank is a bank headquartered in Webster, Massachusetts, established in 1868. With $1.3B in total assets and 7 branch locations, it has a TFS Financial Health Grade of D- (62.6/100).

Capital & Safety

Tier 1 Capital Ratio
12.11%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.76%

Profitability

Return on Assets (ROA)
0.73%(1%)
Return on Equity (ROE)
6.59%(10%)
Net Interest Margin
3.48%
Efficiency Ratio
70.45%(60%)

Lending & Liquidity

Total Loans
$995.4M
Loan-to-Deposit Ratio
99.30%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+0.14%
Deposit Growth (YoY)
+1.19%
Net Income
$9.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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