Bank Irvine

BankIrvine, California
www.bankirvine.com

Total Assets

$286.0M

Total Deposits

$216.6M

Branches

1

Established

2022

TFS Health Grade

$
D+

67.5 / 100

Below average financial health

How we grade

Bank Irvine is a bank headquartered in Irvine, California, established in 2022. With $286.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio
25.96%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.87%(1%)
Return on Equity (ROE)
3.56%(10%)
Net Interest Margin
3.80%
Efficiency Ratio
57.76%(60%)

Lending & Liquidity

Total Loans
$219.1M
Loan-to-Deposit Ratio
99.93%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+34.18%
Deposit Growth (YoY)
+18.79%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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