UniBank

BankLynnwood, Washington
www.unibankusa.com

Total Assets

$408.9M

Total Deposits

$338.0M

Branches

4

Established

2006

TFS Health Grade

$
F

44.8 / 100

Poor financial health

How we grade

UniBank is a bank headquartered in Lynnwood, Washington, established in 2006. With $408.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (44.8/100).

Capital & Safety

Tier 1 Capital Ratio
7.22%(8%)
Total Capital Ratio
10.92%(10%)
Non-Performing Loan Ratio
1.78%

Profitability

Return on Assets (ROA)
-0.47%(1%)
Return on Equity (ROE)
-7.29%(10%)
Net Interest Margin
2.50%
Efficiency Ratio
129.47%(60%)

Lending & Liquidity

Total Loans
$286.2M
Loan-to-Deposit Ratio
83.85%
Net Charge-Off Ratio
1.59%

Growth

Asset Growth (YoY)
-21.69%
Deposit Growth (YoY)
-23.16%
Net Income
$-2,063,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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