Pacific Crest Bank

BankLynnwood, Washington
http://www.paccrest.com/

Total Assets

$328.0M

Total Deposits

$247.6M

Branches

1

Established

1998

TFS Health Grade

$
C-

72.2 / 100

Average financial health

How we grade

Pacific Crest Bank is a bank headquartered in Lynnwood, Washington, established in 1998. With $328.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.76%(8%)
Total Capital Ratio
16.67%(10%)
Non-Performing Loan Ratio
0.52%

Profitability

Return on Assets (ROA)
0.63%(1%)
Return on Equity (ROE)
6.20%(10%)
Net Interest Margin
2.27%
Efficiency Ratio
71.82%(60%)

Lending & Liquidity

Total Loans
$231.4M
Loan-to-Deposit Ratio
91.96%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+3.58%
Deposit Growth (YoY)
+0.08%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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