What is Washington Trust Bank's financial health grade?

Washington Trust Bank has a TFS Financial Health Grade of C- (score: 70.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Washington Trust Bank have?

Washington Trust Bank has 45 branch locations across the United States.

Is Washington Trust Bank FDIC insured?

Yes, Washington Trust Bank is FDIC insured (Certificate #1281).

What are the total assets of Washington Trust Bank?

Washington Trust Bank has total assets of $10.7B as reported in its most recent FDIC filing.

Washington Trust Bank

BankSpokane, Washington

www.watrust.com

Total Assets

$10.7B

Total Deposits

$8.9B

Branches

Established

1902

TFS Health Grade

C-

70.1 / 100

Average financial health

How we grade

Washington Trust Bank is a bank headquartered in Spokane, Washington, established in 1902. With $10.7B in total assets and 45 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio

9.30%(8%)

Total Capital Ratio

12.94%(10%)

Non-Performing Loan Ratio

0.74%

Profitability

Return on Assets (ROA)

0.89%(1%)

Return on Equity (ROE)

10.16%(10%)

Net Interest Margin

3.50%

Efficiency Ratio

71.60%(60%)

Lending & Liquidity

Total Loans

$7.4B

Loan-to-Deposit Ratio

80.51%

Net Charge-Off Ratio

0.14%

Growth

Asset Growth (YoY)

-0.42%

Deposit Growth (YoY)

+1.39%

Net Income

$95.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Washington Trust BankHQ	717 W Sprague Ave	Spokane	WA	11
Washington Trust Bank	7802 W Overland Rd	Boise	ID	11
Washington Trust Bank	901 W Bannock St	Boise	ID	11
Washington Trust Bank	218 E Lakeside Ave	Coeur D Alene	ID	11
Washington Trust Bank	7309 W State St	Garden City	ID	11
Washington Trust Bank	8050 N. Government Way	Hayden	ID	11
Washington Trust Bank	1518 21st St	Lewiston	ID	11
Washington Trust Bank	3251 E Presidential Dr	Meridian	ID	11
Washington Trust Bank	222 Troy Rd	Moscow	ID	11
Washington Trust Bank	6010 E Franklin Rd	Nampa	ID	11
Washington Trust Bank	2200 N Cassia St	Nampa	ID	11
Washington Trust Bank	1601 E Seltice Way	Post Falls	ID	11
Washington Trust Bank	509 N Fifth Ave	Sandpoint	ID	11
Washington Trust Bank	1219 Ne 3rd St	Bend	OR	11
Washington Trust Bank	760 Sw 9th Ave	Portland	OR	11
Washington Trust Bank	10500 Ne 8th St	Bellevue	WA	11
Washington Trust Bank	2210 Rimland Dr	Bellingham	WA	11
Washington Trust Bank	903 S Main St	Deer Park	WA	11
Washington Trust Bank	523 Valley Mall Pkwy	East Wenatchee	WA	11
Washington Trust Bank	261 Basin St Sw	Ephrata	WA	11
Washington Trust Bank	3250 W Clearwater Ave	Kennewick	WA	11
Washington Trust Bank	1427 N Liberty Lake Rd	Liberty Lake	WA	11
Washington Trust Bank	2437 172nd St Ne	Marysville	WA	11
Washington Trust Bank	402 S Ash St	Moses Lake	WA	11
Washington Trust Bank	690 Se Bishop Blvd	Pullman	WA	24
Washington Trust Bank	670 Se Bishop Blvd	Pullman	WA	11
Washington Trust Bank	509 Central Ave S	Quincy	WA	11
Washington Trust Bank	601 Union Street	Seattle	WA	11
Washington Trust Bank	706 W 2nd Ave	Spokane	WA	11
Washington Trust Bank	438 E Hastings Rd	Spokane	WA	11
Washington Trust Bank	1906 W Francis Ave	Spokane	WA	11
Washington Trust Bank	310 N Argonne Rd	Spokane	WA	11
Washington Trust Bank	7815 N Division St	Spokane	WA	11
Washington Trust Bank	10609 W State Route 2	Spokane	WA	11
Washington Trust Bank	27 E Indiana Ave	Spokane	WA	11
Washington Trust Bank	105 W 8th Ave	Spokane	WA	11
Washington Trust Bank	3810 N Maple St	Spokane	WA	11
Washington Trust Bank	3103 S Grand Blvd	Spokane	WA	11
Washington Trust Bank	3510 E Sprague Ave	Spokane	WA	11
Washington Trust Bank	2415 E 29th Ave	Spokane	WA	11
Washington Trust Bank	407 N Sullivan Rd	Spokane Valley	WA	11
Washington Trust Bank	950 Pacific Ave	Tacoma	WA	11
Washington Trust Bank	1400 Washington Street	Vancouver	WA	11
Washington Trust Bank	1851 N Wenatchee Ave	Wenatchee	WA	11
Washington Trust Bank	759 S Wenatchee Ave	Wenatchee	WA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Washington

RiverBank

Bank

Spokane, WA

$292.7M

C-

PROGRESSIONS

Spokane, WA

$92.4M

PRIMESOURCE

Spokane, WA

$89.7M

SPOKANE FIREFIGHTERS

Spokane, WA

$84.2M

SAFEWAY

Spokane, WA

$73.0M

AVISTA CORP.

Spokane, WA

$71.3M

Washington Trust Bank

Capital & Safety

Profitability

Lending & Liquidity

Growth

Institution Details

Other banks in Washington

RiverBank

PROGRESSIONS

PRIMESOURCE

SPOKANE FIREFIGHTERS

SAFEWAY

AVISTA CORP.