WaFd Bank

BankSeattle, Washington
www.wafdbank.com

Total Assets

$27.3B

Total Deposits

$21.5B

Branches

211

Established

1917

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

WaFd Bank is a bank headquartered in Seattle, Washington, established in 1917. With $27.3B in total assets and 211 branch locations, it has a TFS Financial Health Grade of C (75.0/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
9.55%(8%)
Total Capital Ratio
14.60%(10%)
Non-Performing Loan Ratio
0.95%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
8.21%(10%)
Net Interest Margin
2.70%
Efficiency Ratio
54.50%(60%)

Lending & Liquidity

Total Loans
$20.1B
Loan-to-Deposit Ratio
92.31%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
-1.45%
Deposit Growth (YoY)
-0.28%
Net Income
$248.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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