The Yoakum National Bank

BankYoakum, Texas
www.ynbtx.com

Total Assets

$384.3M

Total Deposits

$350.0M

Branches

5

Established

1890

TFS Health Grade

$
F

53.8 / 100

Poor financial health

How we grade

The Yoakum National Bank is a bank headquartered in Yoakum, Texas, established in 1890. With $384.3M in total assets and 5 branch locations, it has a TFS Financial Health Grade of F (53.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.91%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.10%

Profitability

Return on Assets (ROA)
0.20%(1%)
Return on Equity (ROE)
2.41%(10%)
Net Interest Margin
4.27%
Efficiency Ratio
68.18%(60%)

Lending & Liquidity

Total Loans
$222.7M
Loan-to-Deposit Ratio
62.92%
Net Charge-Off Ratio
1.76%

Growth

Asset Growth (YoY)
+16.24%
Deposit Growth (YoY)
+23.53%
Net Income
$705.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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