What is Wellington State Bank's financial health grade?

Wellington State Bank has a TFS Financial Health Grade of D- (score: 61.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Wellington State Bank have?

Wellington State Bank has 14 branch locations across the United States.

Is Wellington State Bank FDIC insured?

Yes, Wellington State Bank is FDIC insured (Certificate #1219).

What are the total assets of Wellington State Bank?

Wellington State Bank has total assets of $653.2M as reported in its most recent FDIC filing.

Wellington State Bank

BankWellington, Texas

www.wellingtonsb.bank

Total Assets

$653.2M

Total Deposits

$593.1M

Branches

Established

1906

TFS Health Grade

D-

61.4 / 100

Below average financial health

How we grade

Wellington State Bank is a bank headquartered in Wellington, Texas, established in 1906. With $653.2M in total assets and 14 branch locations, it has a TFS Financial Health Grade of D- (61.4/100).

Capital & Safety

Tier 1 Capital Ratio

9.43%(8%)

Total Capital Ratio

16.74%(10%)

Non-Performing Loan Ratio

7.17%

Profitability

Return on Assets (ROA)

0.87%(1%)

Return on Equity (ROE)

12.13%(10%)

Net Interest Margin

3.51%

Efficiency Ratio

73.58%(60%)

Lending & Liquidity

Total Loans

$348.3M

Loan-to-Deposit Ratio

57.92%

Net Charge-Off Ratio

0.22%

Growth

Asset Growth (YoY)

+10.25%

Deposit Growth (YoY)

+8.82%

Net Income

$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Wellington State BankHQ	1000 8th St	Wellington	TX	11
Wellington State Bank	1301 Highway 59 N	Bowie	TX	11
Wellington State Bank	301 Main St	Canadian	TX	11
Wellington State Bank	1310 4th Ave	Canyon	TX	11
Wellington State Bank	2003 Avenue F Nw	Childress	TX	11
Wellington State Bank	302 Denrock Ave	Dalhart	TX	11
Wellington State Bank	1343 N Plaza Dr	Granbury	TX	11
Wellington State Bank	501 Phelps Ave	Littlefield	TX	11
Wellington State Bank	7801 Quaker Ave	Lubbock	TX	11
Wellington State Bank	119 S 6th St	Memphis	TX	11
Wellington State Bank	816 Main Street	Olton	TX	11
Wellington State Bank	717 10th St	Paducah	TX	11
Wellington State Bank	2895 Northwest Loop	Stephenville	TX	11
Wellington State Bank	405 S Alan L Bean Blvd	Wheeler	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.